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A quick look at Jeep Wrangler insurance:
- Average cost of car insurance for a 40-year-old driver: $2,102 per year
- Affordable Insurance Companies for Jeep Wrangler Insurance: Geico, Erie, USAA*
- Cheapest state to insure a Wrangler: Hawaii
- Most expensive state to insure a Wrangler: Louisiana
Jeep Wrangler insurance costs by company
Jeep Wrangler owners can save hundreds of dollars annually by comparing auto insurance rates between multiple insurance companies. Of the large insurance companies we analyzed, Geico offers the cheapest auto insurance for the Jeep Wrangler. The next cheapest in our analysis was ERIE.
Related: Best car insurance companies
Jeep Wrangler insurance costs by state
Differences in Jeep Wrangler auto insurance costs are usually driven by previous claims in the state, medical costs, repair costs, state regulations and more. Louisiana is the most expensive state to insure a Jeep Wrangler ($4,590 annually). Hawaii is the cheapest ($1,339 per year).
The cost of insurance for a Jeep Wrangler is based on the age of the driver
The cheapest age to insure a Jeep Wrangler is 60, according to a price analysis by Forbes.
The most expensive age to insure a Jeep Wrangler is 20 years old.
There are many factors that go into determining the price of your car insurance. This includes your driving record, the address of your garage (where you keep the car), your annual mileage, your credit-based insurance score (poor credit risks pay more), your previous claims, the type of car, any recent interruption in your car insurance coverage, and the type and amount Selected insurance coverage.
Related: 9 factors that affect your car insurance rates
How to save money on Jeep Wrangler auto insurance
There are several ways you can lower your car insurance costs, such as:
- Compare insurance rates. Each auto insurance company has a different way of pricing insurance for your Jeep Wrangler. The best way to find a competitive cost is to compare car insurance rates from several companies.
- Purchase the appropriate amount of car insurance. While you want to make sure you have the right amount of coverage, you also don’t want to overpay for insurance you don’t need for your Jeep Wrangler. Here are ways to determine how much car insurance you need.
- Maintain good credit. Insurers in most states can use your credit-based insurance score as a factor in calculating rates. But not all insurance companies weigh this factor equally, which is why it’s smart to get multiple quotes.
- Increase your auto insurance deductible. In general, the higher your car insurance deductible, the less you’ll pay in premiums. Typical deductible amounts range from $250 to $2,000 and up.
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Unless otherwise stated, rates are based on a 40-year-old woman with a good driving record insuring a new car. Prices shown are for $100,000 in bodily injury liability coverage per person, $300,000 per accident, $100,000 in property damage liability (100/300/100), and uninsured motorist, collision and comprehensive coverage with a $500 deductible. And any other coverage required. In case. Source: Quadrant Information Services.