Our recommendations for Best insurance for classic cars We are You migrated, Modern AmericanAnd American collectors. These three are partners with gradual, Geicoand USAA, respectively.
You migrated/gradual
gradual Works directly with You migrated To view Antique car insurance. Generally, your car should be between 25 and 50 years old, although there are Coverage options For old vehicles. with You migrated Behind your insurance plan, you will have access to it Guaranteed value coverage. This plan determines the value of your car at the agreed-upon price you would get if this happened total loss. You migrated Also includes the original spare parts Flexible coverage and usage options.
Trustpilot reviews label You migrated With “great” with a 4.1 stars evaluation. gradual He is also reputable Regular car insurance company Who has been working in this field since 1937 and holds Financial strength rating of A+ With AM Best.
If you are already gradual Policyholder and looking to purchase an antique Car insurance policyYou’ll also have the opportunity to save even more with our multi-car discount.
Read more: gradual Insurance review
Modern American/Geico
Geico Partners with Modern American To supply Antique car insurance To its customers. Whether you are driving to the local Car club Or participate in holiday parades, you’ll find it Geico Have you covered. To qualify for coverage, your vehicle must be one of the following:
- At least 25 years is typical
- Strange car
- New replica car
- Common antique model
- classic Military vehicle Or a special model (such as a fire engine or hearse)
In addition, the vehicle can only be used for club activities, occasional entertainment and exhibitions. It is not permitted to be used as a primary means of transportation, and your vehicle must also be stored in a fully enclosed and enclosed structure.
in contrast, Geico Provides all standards Coverage options. You can also expect a decrease Discount (discounts And Agreed value A plan that gives you a set amount in the event of an accident total loss. nothing Consumption With these plans. Plus, Geico No vehicle appraisal is required to initiate coverage. And in terms of reputation, both Geico And Modern American Rated A+ BBB.
Comparing: Geico against. gradual
American collectors/United States of America
If you are a military member, veteran, or part of a military family, you can get antiques Car insurance By USAA Powered by American collectors. Plans are available for Classics, Exotics, Kits, Replicas, Muscle cars, Assembly vehiclesAnd old motorcycles and street rods. To be eligible for coverage, a vehicle can only be driven for pleasure, must be stored in a locked, locked garage, and cannot be used in races or other timed events. In return, you’ll get the following benefits with your plan:
- Cover the agreed value: You agree with your Insurance company On the value of the car.
- Flexible mileage: You can choose a flexible mileage period to best suit your needs. Many plans offer a variety of terms, from 2,500 to 7,500 Maximum mileage Layers.
- Automatic coverage: If you add a new car to your collection, it will automatically be protected for up to $100,000 within the first 30 days.
USAA tops the charts for its rankings in JD Energy Insurance Shopping Study 2023℠ And the 2023 JD Power℠ US Auto Claims Satisfaction Study. In addition, American collectors The insurance features an ‘Excellent’ rating from Trustpilot, with 4.9 out of 5.0 stars.
Read more: USAA Insurance Review